Effective Date: 03.13.25

PayDay Amenities LLC ("Company," "we," "us," or "our") operates Payday Cash Advance - Helper ("App") and is committed to protecting the privacy of our users ("you," "your"). This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our App.

By using Payday Cash Advance - Helper, you agree to the collection and use of your information as described in this Privacy Policy.

1. Description of Services

Payday Cash Advance - Helper is an informational platform that helps users:

  • Explore potential loan options from third-party lenders.
  • Access financial education and budgeting tools.
  • Compare loan offers based on their preferences.

We are not a financial institution, lender, broker, or credit provider. We do not process loan applications, make lending decisions, collect sensitive financial data, or participate in financial transactions between users and third-party providers.

Our platform serves as a resource for financial information to assist users in evaluating available lending options.

2. Information We Collect

When you use Payday Cash Advance - Helper, we may collect the following types of data:

2.1 Personal Information (Provided by You, Optional)
  • Name, email, or phone number (if provided voluntarily).
  • Any profile details you submit to improve your experience.

We do not collect Social Security Numbers, bank details, or credit card information.

2.2 Device & Usage Information (Automatically Collected)
  • IP address, device type, operating system.
  • App interaction data (e.g., time spent, pages visited).
  • Unique device identifiers for analytics purposes.
2.3 Third-Party Analytics & SDKs

Payday Cash Advance - Helper integrates third-party services like Google Firebase for:

  • App performance tracking.
  • Crash diagnostics.
  • Usage analytics.

These tools do not collect financial or personally identifiable information but help optimize the app’s performance.

For details, refer to Google's Privacy Policy: https://policies.google.com/privacy

3. How We Use Your Information

We use collected data to:

  • Improve the user experience and app functionality.
  • Provide financial insights and informational resources.
  • Ensure compliance with legal and security standards.
  • Prevent fraudulent activity and unauthorized access.

We do not use your data to:

  • Make financial decisions for you.
  • Determine loan eligibility.
  • Sell or share personal data with third parties for advertising.

4. Sharing of Information

We do not sell your personal information. However, in limited cases, we may share non-sensitive data with:

  • Service Providers: Third-party partners that help with analytics, customer support, and app maintenance.
  • Lender Referrals (Optional): If you choose to explore loan options, we may provide non-personally identifiable data to match you with relevant lenders.
  • Legal Authorities: If required by law, we may disclose necessary data to comply with regulations.

All data-sharing practices adhere to applicable privacy laws, ensuring minimal disclosure of information.

5. Security & Data Retention

We implement industry-standard security measures to protect user data. However, no digital system can guarantee 100% security.

Your data is retained only as long as necessary for the purposes outlined in this policy or as required by law. If you request data deletion, we will process it in accordance with applicable regulations.

6. Your Rights & Choices

Depending on your location, you may have the right to:

  • Access & Correction: Request access to personal data we hold about you.
  • Data Deletion: Request the removal of your personal data.
  • Opt-Out: Decline participation in optional data-sharing features.

To exercise these rights, contact us at support@pdamenities.com.

7. Compliance with Global Privacy Laws

We comply with major privacy laws, including:

  • CCPA (California Consumer Privacy Act): California residents can request to know, delete, or opt out of data collection.
  • GDPR (General Data Protection Regulation - EU Users): European users have rights to access, modify, and delete their data.
  • U.S. State Laws: We adhere to applicable privacy laws in other U.S. states with regulations in place.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. The "Effective Date" at the top reflects the most recent version. Continued use of the App after modifications constitutes acceptance of the updated policy.

9. Contact Information

For privacy-related inquiries, contact us at:
PayDay Amenities LLC
Address: 425 W Hallam Ave, Washington, PA 15301
Email: support@pdamenities.com