Effective Date: 03.13.25

1. Acceptance of Terms

By accessing or using Borrow Money: Cash Advance App ("App," "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our services.

Borrow Money: Cash Advance App is owned and operated by Step Zero Holding, registered at 425 W Hallam Ave, Washington, PA 15301.

2. Description of Services

Borrow Money: Cash Advance App is an informational platform that assists users in:

  • Exploring potential loan options from third-party lenders.
  • Accessing financial education and budgeting tools.

We do not issue loans, make lending decisions, or participate in any financial transactions between users and third-party providers. Any financial agreements entered into are strictly between the user and the third-party provider.

3. Eligibility

You must be at least 18 years old (or the legal age of majority in your state) to use Borrow Money: Cash Advance App. By using this service, you confirm that you meet this requirement.

4. User Responsibilities

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree not to:

  • Use the App for any illegal or fraudulent activities.
  • Provide false, inaccurate, or misleading information.
  • Attempt to access or use the Service in a way that could disrupt its functionality.

5. Content Responsibility

The financial information provided by Borrow Money: Cash Advance App is based on publicly available data, user input, and third-party financial service providers. While we strive to maintain accurate and updated information, we do not guarantee its completeness or reliability.

  • Financial content & recommendations – Managed by our content team, ensuring compliance with relevant financial regulations.
  • Third-party lender listings – Provided by external financial service providers, who are responsible for the accuracy of their offers.
  • User-generated data – Any data entered by users (e.g., budgeting details, expenses) remains the sole responsibility of the user.

All content provided through our platform is for informational purposes only and should not be considered financial advice.

6. Third-Party Financial Services (Optional)

Borrow Money: Cash Advance App offers an optional feature that allows users to explore external financial service providers. This feature is entirely voluntary.

  • We do not endorse, guarantee, or control any third-party financial products or services.
  • Any interactions with third-party providers occur outside our platform and are governed by their respective terms and conditions.
  • We are not responsible for any agreements, terms, or conditions set by third-party providers.

For details on how we generate revenue, visit: https://pdamenities.com/how-we-earn.

7. No Financial Advice or Endorsements

Borrow Money: Cash Advance App does not provide financial, legal, or tax advice. Any financial decisions based on our platform should be made at the user's discretion.

Before making any financial commitments, users should consult with a professional financial advisor.

8. Limitation of Liability

Neither Borrow Money: Cash Advance App, nor its affiliates, are liable for any damages, losses, or financial consequences arising from the use of our platform, including but not limited to:

  • Inaccurate or outdated financial information.
  • Third-party financial products or services.
  • User reliance on financial insights or recommendations.

9. Privacy Policy

By using Borrow Money: Cash Advance App, you acknowledge that you have read and understood our Privacy Policy, which outlines how we collect, store, and use personal data.

To review our Privacy Policy, visit: https://pdamenities.com/privacy-policy.

10. Changes to These Terms

Borrow Money: Cash Advance App reserves the right to update or modify these Terms at any time. Any changes will take effect upon posting. Continued use of the App after modifications constitutes acceptance of the updated Terms.

11. Contact Information

For questions or concerns regarding these Terms, you can reach us at:

Step Zero Holding
Address: 425 W Hallam Ave, Washington, PA 15301
Email: support@pdamenities.com